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Do you have hopes of buying a car or a house, securing a loan, or signing a rental lease sometime in the near or distant future? If you answered “yes,” then you’re going to be needing a paycheck stub. An employee paycheck stub—or a “paystub,” for short—offers proof of your salary, and is helpful for whenever you’re applying to make a significant financial commitment. Paystubs are also helpful to have for your records. And if you’re self-employed, they can offer helpful proof of income when dealing with the IRS. Here’s some more info about paycheck stubs, as well as some…
The first official timeshare in the United States was started in 1965 by the Hilton Hale Kaanapali on the beautiful island of Maui. Since then, timeshares have sprung up in all the popular vacation destinations across the nation and worldwide. Today, timeshare salesmen will give you every line in the book to get you to purchase their timeshare—and they’ll often offer deals that sound too good to be true or throw in appealing packages to close a deal. But through all the fancy sales pitches and added packages, you might be wondering what the real cost of a timeshare is.…
Did you know that the average American has $3,100 of unused clutter lying around their house? Too much stuff can negatively impact your mental health too. Who doesn’t need some positivity, clarity, and extra cash going into 2021? Minimize your life and maximize your cash flow with this list of things you can sell right now. #1 Things You Can Sell: Electronics We’ve all got “that” drawer. The one that’s stuffed with coiled cords, old thumbnail drives, phones, and speakers. There’s always the option of selling old items on generic sites like Facebook Marketplace, Offer Up, Craigslist, and Swappa. But,…
When you purchase a brand-spanking-new laptop PC, you expect it to last you for a number of years. Sadly, many folks have found that the lifespan of a laptop is tremendously short. If you are one of those individuals, you might be curious about the average lifespan of a laptop. If so, continue reading the information below to learn how to prolong your laptop’s life and understand why your PC might give out early. What’s the Average Lifespan of a Laptop? When it comes to the average span of a laptop, there are two key factors pertaining to lifespans. There…
Nobody goes into a marriage planning to get divorced. And yet divorce is a common part of modern society. This might be, unfortunately, and yet it’s a reality for millions of people across the country. For many people, going through a divorce is traumatic, while others view it as a source of liberation that brings them great joy. This article takes a look at both sides of the coin. These divorce stories examine the question of whether or not divorce is worth it. Keep reading to get the inside scoop so that you can decide if the time has come…
Did you know that there were almost 6000 insurance providers in the USA in 2019? Most transactions with insurance companies take place without incident. However, if you feel that an injustice has been done against you, what can you do? Litigation against an insurance company is difficult. Knowing how to sue an insurance company and where you can find trustworthy guidance to be able to do so is not easy. If you want to know how you can sue an insurance company successfully, why not read on to find out. Understand Your Case Clearly If an insurance company denies you…
Wake up on the right side of the grass. As a business owner, you have responsibilities. You have to increase profits while compensating your workers. You have to provide services that your clients want while staying innovative. Business ownership can be overwhelming. But you have tools at your disposal, enshrined in the Constitution. You have rights. Here are seven business rights you should know. Freedom of Speech The First Amendment protects freedom of speech for all Americans. That goes for business owners as well as employees. You have the right to advertise. Congress has imposed a few restrictions on advertisements…
There are over 7000 captive insurance companies operating globally in 2020. Many of these companies are sponsored by organizations from within the United States. A captive insurance company may be right for your business, but what is a captive insurance company, and what are the benefits of forming one? What Is Captive Insurance? A captive insurance company is an insurance company formed and owned by a singular entity, or group of entities, to insure the risks of its owner(s). They are a form of self-assurance where the insurer is a subsidiary company of the insured. Why Use a Captive Insurance…
If a loved one has died as a result of negligence, you can file a wrongful death lawsuit and receive compensation for your loss. In addition, it can be possible to file criminal charges against the responsible party in some cases. Here’s what you need to know about filing wrongful death suits and/or pressing charges: 1. Get the right lawyer If you are filing a lawsuit for wrongful death or pursuing charges against the defendant, you can get in touch with the Cherepinskiy Law Firm. You can click here to learn more about wrongful death claims in California. 2. Consider the options…
Nearly 87% of American families are in debt. This is a shocking statistic that shows just how many people are struggling with their finances and feeling overwhelmed with debt. However, for many people, debt accumulation is normal. By the time you are in your twenties, you have likely accumulated student loans, credit card debt, vehicle financing, and a mortgage. All of this adds up to an overwhelming amount of debt before you are 30. Fortunately, there is another way. By avoiding debt accumulation, you can live debt-free and enjoy financial stability. If you want to experience the financial freedom of…